Система Предотвращения — Мошенничества Threatmark

1. What is ThreatMark? ThreatMark is a real-time fraud prevention and detection platform designed primarily for online banking, fintech, and e-commerce. Unlike rule-based systems that look for known attack patterns, ThreatMark focuses on user behavior analytics (UBA) and device intelligence to spot anomalies.

"Trust is based on behavior, not just credentials." 2. How It Works (High-Level Architecture) ThreatMark uses a layered approach:

"user_id": "u12345", "session_id": "s789", "event_type": "payment_initiation", "amount": 9500, "recipient": "new_account", "behavioral_data": ... // sent by SDK automatically

Response:

"risk_score": 890, "decision": "challenge", "recommended_action": "step_up_auth", "reason_codes": ["unusual_typing_speed", "new_device"]